A copilot, not accounting software

Your monthly pay, your taxes anticipated and optimised — up to date for your country. No commitment, 14-day Expert trial, no card.

In Belgium: subscription 120% tax-deductible*

⚡
Know what you can pay yourself
Your income and expenses are enough: every month, Lumohub sets VAT, income tax and contributions aside and tells you what is really yours.
🎯
Always know where you stand
The Finances tab: your real and projected balance — what you actually keep once everything's paid.
🧭
Pay only what you owe
The Taxes tab anticipates VAT, contributions and tax, flags every deadline, and surfaces legal optimisations — from verified official sources.
🤖
A real copilot
Quantified, dated advice, cash flow forecast — and Peppol invoicing if you need it. It works alongside your accountant, it does not replace them.

Build your plan:

14.99 € 12.49 € /month excl. VAT
that's 149.90 € / year · 2 months free
18.1415.11 € incl. VAT (21% — Belgium)*

Just starting out? Invoice by the rules, follow your clients and your expenses — the copilot watches your figures

✓ 🧭 Copilot pack
Your dashboard, the advice and levers computed from your figures, the alerts that matter — the VAT franchise threshold included — and the help chat.
📊 Dashboard and alerts — Your month at a glance and the alerts that matter, including the VAT franchise threshold.
💡 Computed advice and levers — The levers that raise your net, computed from your figures and the official scales, without AI.
💬 Help chat — A question about the app? The help chat on the Support page answers it.
✓ 🗂️ Management pack
Clients, contracts, invoices and quotes, expenses and receipts, timesheet, documents and imports — and Peppol within your plan's quota.
📋 Clients and contracts — Your clients and as many contracts as you like — the number of active clients follows your plan.
🧾 Invoices and quotes — Invoices numbered in your official series, quotes, credit notes and payment tracking.
💳 Expenses and receipts — Your business expenses and their receipts, sorted by category.
📸 PDF reading — Your imported expenses and invoices pre-filled from the text of your PDFs.
🗓️ Timesheet — Your days worked, which make the month's invoice.
📁 Documents and imports — All your documents in one place, and the import of your invoices and statements.
⚡ Peppol — Your invoices sent and your suppliers' invoices received over the Peppol network, within your plan's quota.
Plan limits
Active clients: 1
Peppol: 12 sends and 12 receptions a year
1 GB of storage
39.99 € 33.33 € /month excl. VAT
that's 399.90 € / year · 2 months free
48.3940.32 € incl. VAT (21% — Belgium)*

You know the drill — your finances, your pay and your provisions under control, 5 active clients

Everything in Starter, plus:
✓ 💰 Finances pack
The Finances page — overview, profit and loss, year end —, your remuneration and its pay statement, and the cash-flow forecast.
💰 Finances — Overview, profit and loss and year end: where your business stands.
💶 Your freelance pay, every month — What you can pay yourself once VAT, income tax and contributions are set aside, with its PDF statement.
💧 Cash flow forecast — Project your balance 6 months ahead and spot the dips (VAT, contributions) before they hit.
✓ 🏦 Provisions pack
VAT, social contributions and advance payments: what to set aside, the payment schedule and the deadline reminders by e-mail.
🏦 VAT, contributions and advance payments — What you must set aside, computed continuously, and the schedule of your payments.
📅 Tax alerts — Automatic email reminders before every deadline: VAT return, advance payments, social contributions.
Plan limits
Active clients: 5
Peppol: 25 sends and 25 receptions a year
5 GB of storage
69.99 € 58.33 € /month excl. VAT
that's 699.90 € / year · 2 months free
84.6970.57 € incl. VAT (21% — Belgium)*

Zero hassle — every pack: reminders, Peppol without a quota, accountant, prospecting and AI

Everything in Pro, plus:
✓ 🔁 Reminders pack
Your unpaid invoices chased automatically after the due date, and a reminder sent to the client before it.
🔁 Automatic reminders — Unpaid invoices chased automatically 7, 14 and 30 days after the due date.
🔔 Reminder before due date — Automatic reminder sent to the client 3 days before each invoice falls due.
✓ 🧾 Invoicing pack
Peppol sends and receptions without a quota, invoices in your colours and one-off invoices outside a contract.
⚡ Peppol sends without a quota — As many Peppol sends as you like, all year round.
📥 Unlimited Peppol reception — Every supplier invoice received over Peppol, with no yearly quota and no locked invoice.
🎨 Branded invoices — Your logo and colours on every invoice sent to your clients.
🧾 One-off invoice — Bill a one-off service without a contract or timesheet, numbered in your official series.
✓ 👨‍💼 Accountant pack
Your accountant's access, the legal export with its monthly reminder and the activity report.
👨‍💼 Accountant access — Invite your accountant, share your documents and track their logins.
📦 Legal export + monthly reminder — A monthly export reminder; and on demand, the legal export of your accounting documents — ZIP archive: PDF, UBL and a manifest with SHA-256 fingerprints.
📊 Activity report — A business-health report (revenue, net, utilisation, top clients, deadlines) printable in one click.
✓ 💾 Storage pack
Extra room for your documents, receipts and archives — without a limit in the plan that includes it.
✓ 🎯 Prospecting pack
Your prospects and your sales pipeline: leads, follow-ups and conversion into contracts.
🎯 Prospects & CRM — Sales pipeline: track your leads, follow-ups and conversions into contracts.
✓ ✨ AI pack
Personalised advice written by AI from your data and official sources, and AI reading of your documents — photos, contracts.
🧠 Personalised AI advice — Claude analyses your data and advises you from verified official sources.
✨ AI reading of your documents — Claude reads your receipts, invoices and contracts — even photographed or scanned — and fills in the fields for you.
Plan limits
Unlimited active clients
Peppol without a quota
Unlimited storage
✓ 14-day free trial · no credit card

* Prices exclude VAT. Your country's VAT applies on top — Belgium 21% — and is recoverable if you deduct VAT; under the small-business exemption, it is not. With an intra-EU VAT number from another member state, VAT is reverse-charged: none is invoiced.

Total 0 € /month excl. VAT /year excl. VAT Add-on modules are billed monthly and aren't included in this annual total.

* Increased deduction for e-invoicing costs — self-employed & small companies, income years 2024-2027 · FPS Finance. Confirm with your accountant.

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