Features

From your income to your monthly pay

Lumohub reads what comes in and goes out of your account, sets aside what you will have to pay and shows you how to keep more. Your accountant keeps the books; invoicing is there if you need it.

Tax advice and copilot

Advice dated and sourced from the official sites, that recognises what you have already put in place.

  • A per-country advice library (PLCI, the increased 120% e-invoicing deduction, VVPRbis…), each with its official source and verification date.
  • Automatic detection: a PLCI declared in your package flips the matching advice to “applied” on its own.
  • Quantified copilot alerts: this quarter's VAT provision, a balance about to dip below zero, remaining PLCI ceiling Pro.
  • Personalised advice written by AI, anchored to your country's rules and the official sites — never to stale data Expert.
  • A steering score: your real progress on the optimisation actions, not a decorative checklist.

VAT, contributions and taxes

Your country's deadlines, the amounts to set aside, and a pre-filled VAT return to copy over — clearly announced as estimates.

  • Official tax calendar per country (VAT, social contributions, advance payments), kept up to date in our database — never frozen in code.
  • Periodic VAT return pre-filled, box by box, for Belgium, Luxembourg and the Netherlands.
  • A monthly provision to set aside: VAT + contributions + estimated tax, continuously recalculated on your real figures.
  • The VAT exemption scheme handled end to end: legal wording, invoices without VAT, threshold watched by the copilot.
  • Every amount not yet in the bank is labelled an “estimate” — Lumohub doesn't replace your accountant, and says so.

Income and expenses

No books to keep: your invoices, made here or added in one click if you invoice elsewhere, and your significant expenses are enough for the calculation. Receipts are optional for steering — your accountant will ask for them for VAT.

  • Automatic reading of PDF receipts: amount, VAT, supplier and date extracted from the document — photos and scans, read by AI Expert.
  • Deductible VAT calculated at each category's real rate (restaurant, accommodation…), not a blind standard rate.
  • Investments tracked separately, with per-country thresholds.
  • An expense that looks like one already recorded (same amount, a few days apart) is flagged to you before it is counted twice.
  • A one-time import of your history (Excel/CSV) to get started without retyping your year.

Your accountant and compliance

Less back-and-forth: your accountant views, exports and imports — without being able to change a thing.

  • Read-only accountant portal, by signed invitation valid for 30 days Expert or add-on.
  • One-click accounting package: importable UBL files, PDFs, expenses as CSV and receipts, scoped to the requested period.
  • Legal ZIP export with SHA-256 fingerprints for probative archiving Expert or one-off.
  • Hosted in the European Union, encrypted in transit, two-factor authentication available.
  • Your data follows you: full export at any time, account deletion that truly deletes — receipts included.

Time, contracts and clients

The calendar of your days worked is the source of your revenue — closing the month means invoicing it.

  • Calendar timesheet: days, half-days, overtime, holidays and sick days.
  • Official public holidays for Belgium, Luxembourg and the Netherlands built into the calendar.
  • A monthly close that locks the invoiced days — no more invoice and timesheet drifting apart.
  • Contracts by the day, by the hour or fixed-fee, with dedicated numbering and automatic reading of a scanned contract.
  • A lead pipeline to line up your next assignment Expert.

Invoicing, quotes and Peppol

An invoice is born from your days worked, not from retyping. Continuous legal numbering, PDF and UBL generated together, sent by email or over the Peppol network.

  • Monthly invoice generated from the timesheet: day rate, client and due date come from the contract, the quantity from your actual days.
  • Send by email (PDF attached) or via Peppol, your choice, from the same window — the VAT rate is locked on the invoice at issue.
  • Quotes with their own numbering, sent by email and converted into an invoice in one click once accepted.
  • Compliant credit notes, tied to the original invoice — never a rewritten invoice.
  • Reminders before the due date and automatic chasing of unpaid invoices Expert or add-on.
  • Intra-EU reverse charge and non-EU services handled, with the legal wording required in your country.

See it on your own numbers

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