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Making sense of freelance tax

What we learn while building Lumohub: VAT, social contributions, deadlines and invoicing in Belgium, Luxembourg and the Netherlands. Every article points to its official source.

2 min read

Invoice sent, mistake spotted: why you never fix it by rewriting

A wrong amount, the wrong client, a month to redo: the temptation is to edit the invoice. That is exactly what not to do — here is the clean mechanism.

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The VAT franchise: invoicing without VAT, and what it costs

Below a certain turnover you can invoice without VAT. It is simple, but not free: what the scheme gives with one hand, it takes back with the other.

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What your accountant actually needs from you (and what wastes their time)

Fees follow time spent, and time spent follows the state of your documents. What concretely changes your accountant's bill — in both directions.

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Day rate, hourly or fixed fee: who carries the risk

The three billing modes do not sell the same thing and do not put the risk in the same place. How to choose, and why you end up mixing them.

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Business expenses: the receipt matters more than the amount

What makes an expense deductible is not its nature but what you can show. The three-question test, and the cases that get awkward.

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Setting money aside, or the trap of the good quarter

Holding money back as it comes in costs an effort; not doing it costs a cash crisis. How to make it automatic.

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Turnover is not income: the four layers

Between what you invoice and what you keep, four layers stack up. Knowing them is the only honest way to steer.

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Invoicing over Peppol: what changed for freelancers

Since January 2026, a Belgian B2B invoice travels as a structured file over the Peppol network. What that actually changes when you invoice on your own.

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